Guide to UK Car Insurance

Getting insured for your car is like a spaghetti junction - which way’s home?

Make the right turn - compare quotes!

There are tons of car insurance policies to suit your pocket. As a tip,
its worth bearing in mind that shopping online for car insurance can
save you thousands of pounds compared with obtaining quotes from call
centres. Simply key in your details!

Guide to Compulsory Excess and Voluntary Excess

Its bad news if you’ve had a road crash and even worse luck if you’re required to pay Excess or Total Excess Insurance.

You’ll find that Excess and Total Excess Insurance consists of two parts.

Compulsory Excess

This is the amount the insurer expects the policy holder to pay.

Voluntary excess

This is the amount the policy holder volunteers to pay.

In principle, its possible to set your voluntary excess to £0, however,
as a hint, your premium will be less expensive if you choose a higher
voluntary excess.

In the UK, there are three main types of insurance to choose from: Fire
and Theft, Third Party Fire and Theft and Fully Comprehensive.

Third-party car insurance

Third-party car insurance is the cheapest form of car insurance and will only provide ‘basic cover’ to remain legal.

If you’re involved in an accident or cause an injury, this insurance
will only pay for claims made against you, costs for repairing or
replacement of the other person's car.


You won’t be covered for damage to your car or a replacement car if you car gets stolen..

Third-party, fire and theft car insurance

Third-party cover, fire and theft car insurance will protect you in the
event that you’re involved in an accident, cause an injury or cause
damage to the claimant’s car. This insurance will also pay for fire
damage and costs related to your car if its been stolen.


You won’t be covered for damage to your car caused by an accident.

Fully-comprehensive car insurance?

Fully-comprehensive car insurance includes the widest cover to protect
you and your car if you’re involved in an accident or your car’s stolen.
Advantages of fully-comprehensive insurance include cover for cost of
repair or replacements if your car’s involved in an accident whether or
not you’re at fault.

Fully-comprehensive car insurance - Additional benefits

Additional benefits include medical expenses and personal belongings.

Car Insurance – Your Guide to Save Money!

Whether you own the latest luxury limo or third party banger, it pays to
get the best deal by pre-planning, reading the smallprint and shopping
around for the best deal.

As a general rule of thumb;

A car alarm or fitted security device could entitle you to a discount

Check terms. Read the small print for add-ons before purchase. Do you

really need that courtesy car?

Add your spouse - you may be entitled to a discount

Off-road parking entitles you to a discount - look for a garage

For a reduced premium, downsize to an older car

Deborah Harris


Unknown mengatakan...

Good article, your all provided information is all right, keep your blogs on- Greets. insurance quotes vin number

Unknown mengatakan...
Komentar ini telah dihapus oleh pengarang.
Unknown mengatakan...

Great post....thanks for sharing this profitable data.
Sympathetic see my web journal cash against credit card in chennai at low interest.

Scott Johnson mengatakan...

The Internet is the best place to start when shopping for cheap car insurance. Insurance companies are now geared to provide you a quote online, but you will still need to shop around and compare quotes, and entering your details separately for each insurance company you want a quote can be a problem.

usa car insurance online
usa auto car insurance

Unknown mengatakan...

Try not to be crippled however, a great deal of second-hand vehicles these days were generally very much kept up by the proprietor, New Toyota cars for sale yet in the event that you truly need to avoid any unnecessary risk, pick auto models which you can undoubtedly purchase save parts for on the off chance that it begins misbehaving later on.


JHZ mengatakan...

Can i really get a full compensation to my damaged car after an accident? Who will claim the compensation for the insured car if the owner got killed in the accident that damaged the car? will a cheap car insurance cover such liability? I really want to know before i jump into the insurance stuff for my car.

Unknown mengatakan...

Check out latest specs and features of Ford Ecosport at

Jr. Williams mengatakan...

Unit damaged by neighbor's fire - no rental insurance?
peoples insurance florida

jykkj mengatakan...

Great blog very nice stuff. Well done!
Car Wreck Lawyer

Unknown mengatakan...

Top 20 business ideas for those seeking to work from home or freelance work, new business ideas 2017 @

Farhan.Jee mengatakan...

Drive in luxury with mph club, the ultimate exotic Lamborghini rental Miami, book your daily luxury car rental today. Lamborghini rental Miami

Posting Komentar