Car rental USA and Insurance

If you are from the UK and intend taking a fly drive trip to the USA
it is best to be familiar with the insurance cover provided by the large
rental companies such as Alamo.

In
many countries it is required by law that the car insurance must
indicate unlimited third party coverage. In the USA this is not the
case. Each state in the USA establishes a minimum level of coverage
required by law and this may be as low as US$5000. When you book car
rental in USA through Alamo you will have third party cover of
US$1million plus S$1million to the driver and passengers in the rental
vehicle against death or injury caused by the driver of another vehicle
who is under insured, uninsured or who commits or drives away from the
scene of the accident.

Carefree Personal Protection Insurance
knows as (PERSPRO) is not included in any car rental quote and is
entirely optional. It is available locally for an additional charge.
This cover is for accident indemnity, accident medical expenses and
emergency medical evacuation, death and dismemberment, repatriation of
remains and personal effects. This would normally be covered under your
personal holiday insurance. You will need to check your personal holiday
insurance prior to departure and if you are already covered you will
not need this additional insurance offered at the rental depot.

Please
do take time to read the small print that will be part of the local
rental agreement as your insurance can become void if for example you
drive on unpaved roads, drive under influence of either drugs or
alcohol.